the past only institutional and large investors were
able to benefit from the wide range of asset
management services. Today through use of the
latest in investment software we are able to not only
offer individually managed accounts, but also provide
a wide variety of mutual funds to those wanting to
begin a regular investment program.
in-house asset management we are able to create
individually managed portfolios for each client.
An individually managed account is an investment vehicle
in which a money manager purchases a diversified
portfolio of securities using the client's strictly
defined investment objectives. The client owns
100% of the securities in the portfolio. This
approach provides a variety of tax advantages and
customization features that can enhance investment
performance and increase the clients' overall
satisfaction with their portfolio.
not everyone has either the asset size or comfort level to make
individually managed accounts appropriate for their financial goals
we also may utilize mutual funds and Exchange Traded Funds (ETFs).
In these funds the client owns shares of a Registered Investment
Company which owns the securities and is required to distribute
capital games to the shareholder yearly. While these distributions
may not be in the best interest of the client, given the adverse tax
implications usually associated with such gains in a nonqualified account,
these funds can play a positive role in qualified accounts for those
we believe that our clients are best served by allowing
us to manage their investments we do understand that in
some instances some people prefer just an advisory
relationship. This usually occurs when someone has
had a lengthy relationship with a particular investment
professional and would like a second opinion, as well as
advice regarding a qualified plan. Here we review
and make recommendation based on our experience and our
outlook for the economy and investment markets as a
whole as well as the goals of the client. The
client is then free to act as they see fit with respect
to our input. Since we have no affiliation to the
companies that we select, the client is working with an
unbiased team of managers.
Our success is based on performance relative to each
clients' goals, not commissions.