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Financial
Economics Consulting Group, Inc. (FECG), an
independent fee-only financial
services firm, is committed to safeguarding the
confidential information of our clients.
We hold all personal information provided to
our firm in the strictest confidence.
These records include all personal
information that we collect from you in connection
with any of the services provided by FECG. Our policy
with respect to personal information about you
is listed below:
·
We do not sell your personal information to
anyone.
·
We collect personal information (public and
nonpublic) from clients based on the scope of the
client engagement.
This information may also include details about
your health to the extent that it is needed for the
planning process in addition to information about
transactions between you and third parties.
·
We
limit employee access to information only to those who
have a business or professional reason for knowing,
and only to nonaffiliated parties as permitted by law.
(For
example, federal regulations permit us to share a
limited amount of information about you with a
brokerage firm in order to execute securities
transactions on your behalf, or so that our firm can
discuss your financial situation with your accountant
or lawyer).
·
For unaffiliated third parties that require
access to your personal information, including
financial service companies, consultants, and
auditors, we also require strict confidentiality in
our agreements
with them and expect to keep this information private.
Federal and state regulators also may review
firm records as permitted under law.
·
We do not provide your personally identifiable
information to mailing list vendors or solicitors for
any purpose.
·
Personally identifiable information about you
will be maintained during the time you are a client,
and for the required time thereafter that such records
are required to be maintained by federal and state
securities laws, and consistent with the CFP Board of
Ethics and Professional Responsibility.
After this required period of record retention,
all such information will be destroyed.
·
We continue to evaluate our efforts to protect
personal and financial information and make every
effort to keep your personal and financial information
accurate and up to date.
We
will provide notice of changes in our
information-sharing practices.
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Here
are some tips that you can use to minimize your risk
of identity theft or
account
fraud:
·
Do not give out your checking account, credit card or Social Security number over
the phone unless you initiate the call
and know with
whom you’re
dealing .
·
Report lost or stolen checks and
credit cards immediately.
·
Store cancelled and new checks in a
safe place.
·
Do not put outgoing mail in your
mailbox. Drop it in a secure postal service collection
box. Thieves may use your mail to steal your identity
information.
·
If regular bills fail to reach you,
call the companies and determine the reason. Someone
may have filed a false change of address form to
divert your information.
You
may now access your credit reports via email once a
year for free. Just contact Equifax, Experian, and
Trans Union through their websites to request your
copy of your credit report. This is a result of
a new federal law.
·
Periodically contact the major credit
bureaus to review your file and be sure the
information is correct. The three major credit bureaus
are:
Equifax
800-685-1111
Experian
888-397-3742
Trans
Union
800-916-8800
Be
informed and take the right precautions to avoid being
a victim of identity theft and account fraud.
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